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However, either a lot of people skipped that class, or maybe it was never offered. Here are 9 steps and 8 self-study assignments, some catch-up homework if you will, from the school of common cents that you can challenge yourself with if you want to solve your money and debt problems:
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Are you behind on your bills and struggling to cover your rent or afford food? Whatever your situation, there are services that can help you. If you urgently need help with living expenses there are charities and community organisations that can help you with:.
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Struggling with debt and money problems is tough, however seeking advice from a financial counsellor can provide you with information and options that take into account your individual circumstances. Leaving it too long may limit the options you have. While it is important to be optimistic about your situation, it does not hurt to get financial counselling advice early even if it is only a back up plan to ensure that you are well informed about your options.
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