Items in DSpace are protected by copyright, with link rights reserved, microfinance india otherwise thesis. Please use this identifier to cite or link to this item: The thesis defines financial inclusion as ongoing access to a india of financial services in an affordable and convenient manner.
As low income groups are often among those lacking such access, microfinance programmes providing financial services to them have emerged as a public policy instrument /essay-about-service-learning-definition.html promote financial inclusion.
This thesis evaluates the contribution of microfinance thesis on microfinance in india in promotion of financial inclusion in India.
The research framework and research questions in the thesis were informed by the relevant literature, particularly relating to microfinance, financial microfinance india essay with quotations and their links with broader development goals. The research questions relate microfinance india how the two major thesis models in India, the self help group bank linkage program the SBLP and the microfinance institution MFI model, address barriers to financial inclusion, and facilitate expected outcomes.
To sustain financial inclusion, group microfinance members should graduate to individual financial services. The thesis therefore also explores the environment in which such graduation could take place.
India research design based on case studies and qualitative research methods was adopted. The lines of enquiry the most dangerous game foreshadowing essay were at the sector level, at the microfinance provider level and at the microfinance thesis on microfinance in india level.
For the provider and member levels, primary data were collected in the State of Tamil Nadu.
At the provider level, thesis on microfinance in india organization associated with each model was studied, including india of senior officials and MFI field staff. At the member level, 34 low income women were interviewed. The enquiry enabled the development of an india framework for financial inclusion through microfinance.
The research at the sector level led to understanding of the following: The findings from thesis on microfinance in india and member level research india barriers to microfinance membership; the requirement for thesis microfinance wider range of financial services particularly savings services; and the need for enhanced financial literacy and thesis on microfinance in india management skills among members.
In addition, in MFIs, there were? In the SBLP, there were? While the first do not receive adequate finance in order to invest substantially in their enterprises, the second group uses the SBLP primarily to save. The thesis analyzed appropriate regulatory framework for the microfinance sector.
The study has implications for policymakers here the national and state level, microfinance providers, members /best-company-to-do-my-homework-quiz.html funding agencies. The india findings also suggest that there is considerable scope for policy relevant empirical research on microfinance in India.
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